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Travel Insurance

The favourable conditions of this insurance have been contracted with ELVIASEG S.A., this company is part of the Grupo Mondial Assintance, for all our clients who rent a property through our company. GOLDEN MILE RESIDENCES S.L. acts only as an intermediary agent; Any type of claim about the guarantees of the policy will have to be managed directly with ELVIA SEGUROS. ASSISTANCE -REPATRIATION It shall be necessary to call the following number beforehand: 24- hour PHONE ASSISTANCE from Spain: 91.452.29.14/ 902.21.31.00 24- hour PHONE ASSISTANCE from abroad : ( 00 34 ) 91.452.29.14. ASSISTANCE - REPATRIATION COVERAGE ELVIASEG shall not bear the cost of any service that has not been previously requested and organised by the ELVIASEG Assistance Department. FOR ALL OTHER GUARANTEES Please provide written notification to ELVIASEG within 8 days, at the following address:   ELVIASEG S.A. de Seguros, Riesgos Diversos Departamento de Siniestros C/ Albacete nº 5, 9ª Planta 28027 Madrid. RATE ELVIA SEGUROS Receptive Europeans Receptive R. World   8 days 39,38 80,27 15 days 56,47 110,29 22 days 67,67 131,02 31 days 88,54 170,65   2 months 156,25 301,10   3 months 243,05 468,40 Values in €uros. Prices by person. The children and babys value is same.

CANCELLATION

ELVIASEG shall guarantee refund of all cancellation expenses, contractually due to the tour organiser, when the insured makes cancellation prior to departure for any of the following causes:

- Illness or serious accident or death of the insured, his/ her spouse ascendants, descendants, brothers or sisters, brothers-or sisters-in-law, sons-in law, daughters-in-law and parents in law.   - Serious damages to the home or business premises.   - Cancellation by a travelling companion who booked and contracted insurance at the same time thus causing the insured to travel alone.

Scale publicated in information leaflet of Golden Mile The limit of indemnity shall be 6.010,00 €.

ASSISTANCE - REPATRIATION

Limit of indemnity

- Repatriation or medical transportation in the event of illness, accident suffered by the insured and by insured travelling companions. Unlimited - Medical expenses in Spain. Since these are beneficiaries. It must be borne in mind that: Repatriation shall be made to the usual country of residence of the insured. Medical expenses incurred in the usual country of residence of the insured shall not be covered. 21.035,42 € - Repatriation or transportation of deceased and insured travelling companions Unlimited - Transmission of urgent messages. Unlimited - Extended accommodation at hotel for insured by medical prescription 120,20 €/ day 1.202 € - Return trip for companion in the event of hospitalisation of the insured for more than 5 days Unlimited - Hotel expenses for companion in the event of hospitalisation abroad for more than 5 days. 120,20 € / day 1.202 € - Early return in the event of serious illness, serious accident or death of spouse, ascendants, descendants or brothers or sisters Unlimited - Legal defence expenses outside country of residence 901,52  € - Advance bailbond outside country of residence 4.808,00 € - Civil liability ( excess 90,00 € ) up 30.050,00 € - 24 hour hot- line, "reverse charge"

LUGGAGE

Limit of indemnity

.- If luggage is stolen, destroyed or lost by a public passenger transport company. 901,52 € - Purchase of basic necessity items in the event of delay of more than 24 hours 150,25 € - Forwarding of items forgotten or stolen during trip to insured´s home 150,25 €

In the event of burglary it will be necessary to provide a copy of the police report. In the event of loss or deterioration by a public passenger transport company, it will be necessary to provide a copy of the pertinent claim.

INDEMNITY IN THE EVENT OF ACCIDENT

Indemnity: in the event of death or permanent disability caused by an accident. 6.010,12 €

CONSOLATION TRIP

If ELVIASEG has organised your medical repatriation , we will give you a holiday voucher. This voucher will have a value equivalent to that of the trip. 3.005,6€

EXCLUSIONS

CANCELLATION

In general the insurance shall exclude illnesses, accidents or death for which these guarantees contracted and which are caused as a result of : - The consumption of alcohol, drugs and narcotics, except when these have been prescribed by a medical practitioner and are consumed as indicated. - Psychic, mental or nervous illnesses that do not require hospitalisation for more than 7 days. - Fraudulent acts, as well as self- inflicted injuries, suicide or attempt thereat. - Accidents caused as a result of participation in bets, contests, competitions. Duels and brawling (except in cases legitimate defence). - Epidemics, pollution and natural catastrophes. - Civil or international war, whether declared or otherwise, mutiny, popular uprisings, acts of terrorism, al effects of a source of radioactivity, as well as deliberate failure to observe official prohibitions. - Failure or impossibility to receive vaccinations and the medical impossibility to continue treatment necessary in order to visit determined countries. - Non - presentation for any reason of the documents necessary to travel, such as passports, visas, tickets or passes. - Childbirth and voluntary interruption of pregnancy.

ASSISTANCE -REPATRIATION

In general the insurance shall exclude illnesses, accidents or death for which these guarantees contracted and which are caused as a result of : - The consumption of alcohol, drugs and narcotics, except when these have been prescribed by a medical practitioner and are consumed as indicated. - Fraudulent acts, as well as self- inflicted injuries, suicide or attempt thereat. - Claims arising in the event of war, whether declared or otherwise, popular uprisings or similar, except when the insured has been taken unaware at he beginning of the conflict abroad. In this case . the insurance guarantees cease Fourteen days following the outbreak of the conflict. - The effects caused by a source of radioactivity. - Exclusion shall be made of participation in remunerated professional sports, either in competitions or during preparatory training, as well as the habitual practice of what are considered to be high risk sports. Sporting expeditions by sea, and mountain or desert expeditions of a sporting nature, shall also be excluded. - Any type of trip for therapeutic purposes shall also be excluded. With regard to medical expenses guarantees, the following shall be excluded: · Expenses for thermal treatment heliotherapy or beauty treatments. . Expenses for prostheses and orthopaedic material. · Expenses for vaccination and dentistry. · Expenses incurred outside the dates of the trip. · Expenses for rehabilitation. · Expenses incurred due to an illness or accident from which the insured has not fully recovered on the date of departure and which, in the opinion of ELVIASEG´s medical advisers, make it inadvisable to travel. · Expenses for contraception and voluntary interruption of pregnancy. · Expenses for preventive medicine. · Expenses for physiotherapy and others which, in the opinion of ELVIASEG´s medical advisers are incompatible with the insured´s pathology. · Expenses incurred less than 30 kms from the insured´s main address. · Medical expenses occurred because of a chronic disease, physical disease or pregnancy complication. · Medical expenses incurred due to a chronic or mental illness or any complication during pregnancy. · Expenses incurred due to an accident caused when skiing due to an injury sustained during a previous accident, following which such activity was deemed inadvisable.

LUGAGGE

The insurance shall exclude: - All burglary, destruction or loss: 1. Deliberately caused by the insured. 2. Resulting from a decision adopted by the competent authority, during civil war or war abroad, whether declared or otherwise, revolts and popular uprisings, strikes and any effect caused by radioactivity. 3. Caused during relocation. - Burglary committed by the insured´s employees. - Burglary of objects left unattended in a public place. - Destruction resulting from inherent vice, normal wear and tear the dumping of liquids oils, colorants or corrosives which form a part of the luggage insured. - Destruction of fragile objects, ceramic, crystal, porcelain and marble. - Damages resulting from loss , oversight or misplacement of objects. - Burglary committed inside a private vehicle, except in the case of a rented car. The following objects shall be excluded: 1. Documents, identity cards, credit cards, magnetic cards, transport tickets, cash securities and keys. 2. Bicycles, trailers and caravans, windsurf boards, boats, motor - cycles and other means of transport. 3. Material of a professional nature. 4. Musical instruments, objets of art, antiques, collections and merchandise. 5. Spectacles, lenses, prostheses and orthopaedic apparatus of any nature. 6. Automobile accessories, caravan furnishings, camping - cars, tents or boats. Valuable objects shall be guaranteed up to certain limits: · Jewellery, objects made of precious metals, precious stones, pearls and watches shall be guaranteed only in the event of burglary and only if they are worn on the insured ´s person, or if they have been deposited in the safe of an hotel. · Photographic, cinematographic and recording or sound or image reproduction material, as well as their accessories, fur coats and shotguns shall be guaranteed only when carried by the insured or when deposited in a left luggage office. · The maximum indemnity for of valuable objects shall be 50 % of the sum indicated in the particular conditions of this contract.

CIVIL LIABILITY

- It's excluded from the insurance policy: · Any kind of responsibility that stems from the use and circulation of motor vehicles, airship and boats, and also the use or property of devices and kind of arms, even if having the permissions required. · Civil Responsibility that stems from any professional activity. Contractual Civil responsibility. · Civil Responsibility that stems from any professional sport. · Damages on things or animals barrowed, rented or left in band. · Fine or sanctions. · Damages on relatives, persons that cohabit with the insured, or insured by the same insurance. · Reclamations for damages happened because of active participation in bets, races flights, contests, or any kind of competitions, or their preparatory events, in which the insured person / s participate, if this participation it is in capacity as more than a more amateur. · Ski or any other adventure activity accidents. · Damages of less than 90 €. · Damages produced because of insured dishonesty. · Damages caused by insured person under alcoholic drinks, toxic drugs and narcotic influence . · Damages caused by earthquakes, seaquakes, extraordinary inundations, volcanic eruptions, atypical cyclonic storms and sidereal bodies and aerolites fall. · Damages caused by terrorism, rebellion, uprising and people tumult. · Damages produced by the army or security Force during peace tim. · Damages produced by year 2.000 effects, consequence of century change. INDEMNITY IN THE EVENT OF ACCIDENT - Accidents occurring in the following circumstances shall be excluded: · Consumption of alcohol, drugs and narcotics, except when these have been prescribed by a medical practitioner and are consumed as indicated. · Accidents caused by a participation in wagers, contests, competitions, duels and fights (except in the event of legitimate self- defence). · Civil war or war abroad whether declared or otherwise, mutiny, popular uprising, acts of terrorism, any effect caused by a source of radioactivity, as well as deliberate failure to observe official prohibitions. · Fraudulent acts, as well as self- inflicted injuries suicide or attempt thereat. - Events in which the accident originates from blindness, paralysis, epilepsy or any other type of mental illness. - When the insured is the victim of sunstroke, congestion or freezing , except as the result of an accident, insured. - When the accident occurs as a result of activities inherent to the insured´s profession. - When the accident occurs during training periods or military service and in the event of mobilisation or conscription, the effect of this contract shall be suspended. - Epidemics, pollution and natural catastrophes. - Accident caused by participation in remunerated professional sports, either in competitions or during preparatory training, as well as the habitual practice of what are considered to be high risk sports. Sporting expeditions by sea, and mountain or desert expeditions of a sporting nature, shall also be excluded. - The insurance shall not cover persons over 70 years of age: persons under 14 years of age and handicapped shall only be insured against permanent disability. This document is merely informative and is not contractually binding; it does not replace the general and particular conditions of the policy in the possession of GOLDEN MILE and ELVIASEG.

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